Houston Home Mortgage Expert

Helping you and your family achieve the dream of homeownership.

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Justin Ahramjian

Justin Ahramjian

Residential Mortgage Loan Originator

(281) 743-5348
NMLS #1045132

Which Home Loan is Right for You?

3 of the most popular Houston home loans we provide here at Mid America Mortgage Houston are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Houston home mortgage products we offer, please click below.

Conventional Home Loans Houston

Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.

  • Lower Rates
  • Flexible Terms
  • Fixed or Adjustable
Learn More

FHA Home Loans Houston

This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.

  • Lower Credit Requirements
  • Smaller Down Payment
  • Competitive Rates
Learn More

VA Home Loans Houston

Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.

  • 0% Down Payment
  • No Mortage Insurance
  • No Prepayment Penalties
Learn More

Calculate Your Mortgage

$

5%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

5%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

0%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

What's Your Home Worth?

August 15, 2019

Things To Do Before the Movers Arrive

Working with professional movers is a great option for people making big moves, moving with kids, or moving large or fragile items that would be otherwise impossible to transport. But while many moving companies do a great job of providing end-to-end service, there are some things that only you can do to make the whole […]

August 8, 2019

Americans Feel Great About Real Estate

Fannie Mae’s Home Purchase Sentiment Index surged to a new high as consumers became more upbeat about buying and selling, mortgage rates, and their jobs. Five of the six components measured by the index rose month over month. “Consumer job confidence and favorable mortgage rate expectations lifted the HPSI to a new survey high in […]

August 1, 2019

2019 Landscaping Trends

Want your lawn and garden to stand out from your neighbor’s? If so, you’ll want to check out these five landscaping trends that freshen up your outdoor space and make it memorable. Lawn Striping Nothing is more welcoming than a lush, green lawn. Landscape pros are getting more requests from homeowners to “jazz up” their […]

July 25, 2019

How to Protect Your Houston Home While on Vacation

According to the Department of Justice, there are 10 percent more burglaries in the summer than in the winter. Additionally, the rate of household property victimization and household larceny also peak during the hottest months of the year. This time of year also happens to be when most of us pack our bags and head […]

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Contact Justin Ahramjian

Justin Ahramjian - Residential Mortgage Loan Originator

NMLS# 1045132

(281) 743-5348

6018 FM 1488 Magnolia, TX 77354

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