Houston Home Mortgage Expert

Helping you and your family achieve the dream of homeownership.

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Justin Ahramjian

Justin Ahramjian

Residential Mortgage Loan Originator

(281) 743-5348
NMLS #1045132

Which Home Loan is Right for You?

3 of the most popular Houston home loans we provide here at Mid America Mortgage Houston are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Houston home mortgage products we offer, please click below.

Conventional Home Loans Houston

Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.

  • Lower Rates
  • Flexible Terms
  • Fixed or Adjustable
Learn More

FHA Home Loans Houston

This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.

  • Lower Credit Requirements
  • Smaller Down Payment
  • Competitive Rates
Learn More

VA Home Loans Houston

Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.

  • 0% Down Payment
  • No Mortage Insurance
  • No Prepayment Penalties
Learn More

Calculate Your Mortgage

$

5%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

5%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
$

0%

1%

5%

$
$
Want a Copy of the Results?

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

What's Your Home Worth?

September 19, 2019

Tips To Prepare Your Houston Lawn For Winter

How homeowners treat their yard this autumn can determine the quality of their yard next spring and summer. Here are some helpful tips to help you lay a strong groundwork for a great yard next spring: Keep Mowing Grass still needs regular care to stay healthy. Grass that is too high may attract lawn-damaging field […]

September 12, 2019

Warning Signs That Pests May Be Damaging Your Houston Home

If you’ve noticed unusual signs of damage around your property, pests may be to blame. Rodents, insects and other types of pests can wreak havoc on properties. Here are some signs of pests possibly causing damage in your home. Unstable Floors The sudden feeling that the floors in your home are unstable could be a […]

September 5, 2019

How Much Should You Water Your Lawn?

Knowing just how much to water your lawn can get tricky. Water it too little, and you end up with a wilting, faded lawn. Water it too much, and you risk fungal growth from too much moisture and runoff that can unnecessarily boost your water bill. Watering your lawn is a task that can run […]

August 29, 2019

Behr Reveals Its Pick for 2020 Color of the Year

A meadow-inspired green is paint firm Behr’s top pick for the 2020 Color of the Year. Color forecasters expect the hue, called “Back to Nature,” to surface in more home interiors over the next year to bring a sense of the outdoors to the indoors. “As we look ahead to a new decade, Back To […]

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Contact Justin Ahramjian

Justin Ahramjian - Residential Mortgage Loan Originator

NMLS# 1045132

(281) 743-5348

6018 FM 1488 Magnolia, TX 77354

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